If you want to keep your home or other real estate, but economic factors have put that property in jeopardy, we want to help. Attorney Justin Clark is easy to communicate with and ideally suited to counseling those with difficult financial problems to resolve.

 

• Mortgage and loan modifications — including negotiating a locked-in rate or some other form of workout that can enable you to catch up and keep up.
• Refinancing solutions for those whose overall situations enable location of a new lender willing to refinance.
• Discovery of violations or deceptive practices by your lender through a TILA (truth in lending) audit.

We are equally well prepared to help you shift direction in a way that makes overall financial sense for you. This may mean evaluating options such as simply allowing the foreclosure to proceed, completing a short sale, or — if you are a real estate investor — executing a strategic, informed plan by looking at each property in your portfolio.

Being “upside down” or “under water” on one property or several is not a problem you have to face alone. It does not necessarily mean you must accept foreclosure or file bankruptcy — although we can discuss these and other possibilities in a balanced fashion with constant focus on your best interests.