Many of the current requirements for bankruptcy are laid out in federal law, and the procedure has become more complex since 2005, when the laws were changed. In order to qualify for Chapter 7 (liquidation or discharge of debt) one must be below the “median income” for Florida families. To find out if you are eligible for this form of bankruptcy, contact an Orlando bankruptcy lawyer without delay. Fast action is often necessary when facing imposing financial problems. The legal team at Justin Clark & Associates, PLLC, is professional, experienced and creative, providing insightful and swift actions on behalf of clients. The firm serves Orlando residents and the entire Central Florida area. Contact Us »
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Bankruptcy Lawyer in Orlando
Chapter 13 bankruptcy is often a possible solution for clients who are currently working, either as an employee or are self-employed, and who wish to pay off their outstanding obligations without losing certain assets or properties. This form of bankruptcy can quickly bring relief. Initially, as with any bankruptcy filing, an “automatic stay” stops all collection, foreclosure and repossession actions. This allows the time to work out solutions while the bankruptcy moves forward. The legal team at Justin Clark & Associates, PLLC, has much experience in assisting clients with loan modifications and foreclosure defense, and can negotiate on the client’s behalf during this window of time. After the bankruptcy becomes final, the client has the opportunity to pay off past obligations over a number of years, which resolves the matter in an effective and less-stressful manner.
No matter what your current financial situation is, it is likely that a bankruptcy lawyer from Justin Clark & Associates, PLLC, can assist you with insightful and rapid financial strategies, including possible alternatives to bankruptcy. It is critical to act quickly, as when you are facing a home foreclosure or other urgent financial issue as there becomes a point after which it is too late.